The Euro Area Bank Lending Survey (BLS) provides
information on bank lending conditions in the euro area. It supplements
existing statistics with information on the supply of, and demand
for, loans to enterprises and households. The BLS provides input to
the assessment of monetary and economic developments carried out by the
Governing Council of the European Central Bank (ECB), which feeds into
the monetary policy decision-making process.
The BLS is conducted four times a year. It is usually published in
January, April, July and October.
(Source: ECB Website link)
Section 1 Firms
SubSection 1.1: Credit Standards (Q2 2024)
Euro Area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

SubSection 1.2 Credit standards - SME loans
Euro Area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

France, full series (Q2 2024)

France,breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany,breakdown (Q2 2024)
### Italy, full series (Q2 2024)

Italy,breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain,breakdown (Q2 2024)

SubSection 1.3 Credit standards - LE loans (Q2 2024)
Euro Area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

###France, full series (Q2 2024)

###France,breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany,breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy,breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain,breakdown (Q2 2024)
## Subsection 1.4 Demand
Euro Area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

Subsection 1.5 Demand/ Type of loans, backward looking
Euro area, full series (Q2 2024)

France, full series (Q2 2024)

Germany, full series (Q2 2024)

Italy, full series (Q2 2024)

Spain, full series (Q2 2024)

Subsection 1.6 Demand/ Type of loans, forward looking
Euro area, full series (Q2 2024)

France, full series (Q2 2024)

Germany, full series (Q2 2024)

Italy, full series (Q2 2024)

Spain, full series (Q2 2024)

BLS - Households
Subsection 2.1 Credit Standards
Euro area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown(Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)

Subsection 2.2 Demand for Mortgages
Euro area, full series (Q2 2024)

Euro area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)

BLS - Consumer
Section 3.1 Credit Standards
Euro Area, full series (Q2 2024)

Euro area, breakdown (Q2 2024)

Euro Area, full series (Q2 2024)

Euro area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)

Section 3.2 Demand
Euro area, full series (Q2 2024)

Euro Area, breakdown (Q2 2024)

France, full series (Q2 2024)

France, breakdown (Q2 2024)

Germany, full series (Q2 2024)

Germany, breakdown (Q2 2024)

Spain, full series (Q2 2024)

Spain, breakdown (Q2 2024)

Italy, full series (Q2 2024)

Italy, breakdown (Q2 2024)
